Last Updated: January 1, 2025

1. Educational Purpose Only

IMPORTANT NOTICE: giftbah.org is exclusively an educational information resource. The content provided on this website is for informational and educational purposes only. We are NOT:

• A gift card retailer or seller
• A financial services provider
• A gift card transaction processor
• An official representative of any gift card company
• A merchant or payment facilitator

All information is provided strictly for learning and awareness purposes.

2. No Professional Advice

The information on this website does not constitute professional advice of any kind, including but not limited to:

• Financial Advice: We do not provide financial planning, investment, or money management advice
• Legal Advice: Content should not be considered legal counsel or interpretation of laws
• Business Advice: Information is not tailored business consulting or strategy guidance
• Tax Advice: We do not provide tax planning or compliance advice

Always consult qualified professionals for specific advice related to your situation.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• Information may not be complete, current, or applicable to all situations
• Gift card policies, terms, and regulations change frequently
• We cannot guarantee the accuracy or completeness of all content
• Information should be verified with official sources before taking action
• We are not responsible for errors, omissions, or outdated information

4. No Warranty

This website and all content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness
• Continuous, uninterrupted, or secure access

5. Limitation of Liability

giftbah.org LLC and its officers, directors, employees, and agents shall not be liable for:

• Any decisions made based on information from this website
• Financial losses or damages arising from use of our content
• Direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Business interruption or opportunity costs
• Any damages arising from your access to or inability to access the website

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY SHALL NOT EXCEED $100 USD.

6. Third-Party Information

Information about specific gift card brands, retailers, or companies is provided for educational purposes only:

• We are not affiliated with, endorsed by, or representing any gift card issuer
• Brand names and trademarks belong to their respective owners
• Mention of specific brands does not imply recommendation or endorsement
• We do not guarantee the accuracy of third-party information

7. No Transactions

CRITICAL NOTICE: This website does NOT facilitate any gift card transactions:

• We do not sell, buy, or exchange gift cards
• We do not process payments or financial transactions
• We do not hold, store, or manage gift card balances
• We do not provide gift card activation or redemption services
• Any transaction-related activities must be conducted with authorized retailers

8. Security and Scam Prevention

While we provide educational content about gift card safety and scam prevention:

• We cannot guarantee protection against all scams or fraud
• Users are solely responsible for their own security practices
• We are not liable for losses due to scams, fraud, or theft
• Always exercise caution and verify information independently

9. User Responsibility

Users of this website are solely responsible for:

• Verifying all information with official sources
• Making their own informed decisions
• Complying with applicable laws and regulations
• Protecting their own personal and financial information
• Understanding terms and conditions of any gift cards they use

10. Changes and Updates

We reserve the right to:

• Modify, update, or remove content at any time without notice
• Discontinue or change features of the website
• Update this disclaimer without prior notification

Continued use of the website after changes constitutes acceptance of the modified disclaimer.

11. External Links Policy

This website does not contain links to external websites. All content and navigation remain within our educational platform. This policy ensures your safety and maintains our focus on providing secure, reliable educational information.

12. Compliance Disclaimer

While we aim to provide information that reflects current regulations and best practices:

• Laws and regulations vary by jurisdiction
• Compliance requirements change frequently
• We are not responsible for ensuring your compliance with any laws
• Consult legal professionals for compliance advice

13. Intellectual Property Disclaimer

All trademarks, service marks, and trade names referenced on this website are the property of their respective owners. Their use is for identification and educational purposes only and does not imply endorsement or affiliation.

14. Personal Circumstances

Information on this website is general in nature and may not be suitable for your specific circumstances. Always:

• Consider your individual situation and needs
• Seek personalized advice from qualified professionals
• Evaluate information in context of your specific goals
• Understand that general information may not apply to you

15. Website Availability

We do not guarantee that:

• The website will be available at all times
• Access will be uninterrupted or error-free
• Defects will be corrected promptly
• The website is free from viruses or harmful components

16. Governing Law

This disclaimer is governed by the laws of the State of New York, United States. Any disputes shall be resolved in accordance with New York law without regard to conflict of law principles.

17. Contact for Questions

If you have questions about this disclaimer, please contact us:

giftbah.org LLC
1234 Financial Plaza, Suite 567
New York, NY 10001
United States

Email: [email protected]
Phone: +1 (555) 443-1553
Business Hours: Monday-Friday, 9:00 AM - 6:00 PM EST