Effective Date: January 1, 2025

Last Updated: January 1, 2025

1. Acceptance of Terms

Welcome to giftbah.org ("Website," "we," "us," or "our"). By accessing or using our website at https://giftbah.org, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

These Terms constitute a legally binding agreement between you and giftbah.org LLC.

2. Description of Service

giftbah.org is an educational information resource that provides:

• Educational content about Joker gift cards
• Safety and security awareness information
• Best practices and usage guidelines
• Consumer education resources
• Informational articles and guides

Important: We are exclusively an educational platform. We do NOT sell, distribute, process, or facilitate any gift card transactions or financial services.

3. Eligibility

You must be at least 13 years old to use this Website. By using our Website, you represent and warrant that you meet this age requirement. If you are under 18, you must have parental or guardian consent to use this Website.

4. User Obligations

By using our Website, you agree to:

• Provide accurate information when required
• Use the Website only for lawful purposes
• Respect intellectual property rights
• Not attempt to gain unauthorized access to our systems
• Not interfere with the Website's operation
• Not use automated tools to access the Website without permission
• Not transmit harmful code, viruses, or malware
• Not impersonate others or misrepresent your affiliation

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, videos, and software, is owned by giftbah.org LLC and protected by copyright, trademark, and other intellectual property laws.

You may not:

• Reproduce, distribute, or modify our content without written permission
• Use our trademarks or logos without authorization
• Create derivative works based on our content
• Frame or mirror our Website without permission

6. Educational Content Disclaimer

All information provided on this Website is for educational and informational purposes only. The content:

• Should not be considered professional financial, legal, or business advice
• May not be comprehensive or up-to-date in all aspects
• Is provided "as is" without warranties of any kind
• Should be verified with official sources before taking action

We are not responsible for decisions made based on information from this Website.

7. User-Generated Content

If you submit content to our Website (comments, feedback, suggestions), you grant us:

• A worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content
• The right to edit or remove content at our discretion

You represent that any content you submit:

• Is original or you have rights to share it
• Does not violate any laws or third-party rights
• Does not contain harmful or offensive material

8. Privacy and Data Collection

Your use of the Website is also governed by our Privacy Policy. We collect and process personal information as described in our Privacy Policy. By using the Website, you consent to such collection and processing.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Website is provided "AS IS" and "AS AVAILABLE" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We are not liable for any direct, indirect, incidental, consequential, or punitive damages
• Our total liability shall not exceed $100 USD

We do not guarantee that the Website will be uninterrupted, secure, or error-free.

10. Indemnification

You agree to indemnify, defend, and hold harmless giftbah.org LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit to the Website

11. External Links Policy

Our Website does not contain links to external third-party websites. All navigation and content remain within our educational platform. This policy ensures your safety and maintains our educational focus.

12. Modifications to Service

We reserve the right to:

• Modify or discontinue the Website at any time
• Change, suspend, or discontinue any feature
• Update content without prior notice

We are not liable for any modification, suspension, or discontinuation of the Website.

13. Modifications to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

14. Termination

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including:

• Violation of these Terms
• Fraudulent or illegal activity
• Requests by law enforcement
• Technical or security issues

15. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles. Any legal action must be brought in the state or federal courts located in New York County, New York.

16. Dispute Resolution

In the event of any dispute arising from these Terms:

• Parties agree to first attempt resolution through good faith negotiation
• If negotiation fails, disputes will be resolved through binding arbitration
• Arbitration will be conducted under the American Arbitration Association rules
• Each party bears their own costs unless otherwise awarded

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

19. Entire Agreement

These Terms, together with our Privacy Policy and other policies, constitute the entire agreement between you and giftbah.org LLC regarding the use of the Website and supersede all prior agreements.

20. Contact Information

For questions about these Terms, please contact us:

giftbah.org LLC
1234 Financial Plaza, Suite 567
New York, NY 10001
United States

Email: [email protected]
Phone: +1 (555) 443-1553
Business Hours: Monday-Friday, 9:00 AM - 6:00 PM EST